What is Affirm?

  • Affirm lets you choose your payment plan, with monthly payments that don’t change over time. Pay over 3, 6, 12 or 18 months. For example, you might pay $20.76/month for a $300 purchase at 15% APR for 12 months. 
  • You’ll never pay more than what you agree to up front. There are no late fees or other hidden fees.
  • Affirm is available on eligible items that total $50 - $25,000, including tax. Your cart must contain only eligible items to use Affirm for payment.
  • Subject to credit check and approval. Down payment may be required. Rates from 10–36% APR for orders over $50. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are provided by these lending partners: affirm.com/lenders.
  • Target is not responsible for the content, products or services on Affirm’s website.
  • Your rate will be 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Please note that you can’t use Affirm to pay for pre-ordered items. Refer to www.affirm.com/faqs for details. 
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